Information
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Frequently asked questions
It all began with a simple idea fueled by a deep passion. As a small business, we pride ourselves on personal attention and dedication to every detail. Our approach is rooted in quality and integrity, ensuring that everything we do reflects our commitment to excellence.
Is rent to rent legal?
Yes, but only if specific conditions are met, primarily that the landlord gives explicit written consent to sublet. If done without permission, it can be illegal, breach mortgage terms, and violate insurance policies.
Why would a landlord agree to this?
Landlords often agree to this to secure a "guaranteed rent" for a long term (e.g., 3-5 years) with no void periods as this offers no management hassle, and sometimes with the operator covering maintenance costs covered. some landlords also agree rent to rent for short periods while their property is waiting to be sold or they are away from the property for an extended period of time.
What are the common types of rent to rent?
- Rent-to-HMO: Renting a family home and renting it out room-by-room.
- Rent-to-SA (Serviced Accommodation): Renting a property to list on platforms like Airbnb.
What contracts should I use?
You should not use a standard AST (Assured Shorthold Tenancy). You need a specialised commercial let agreement, such as a Management Agreement or a Company Let Agreement with a subletting clause
Will my mortgage allow this?
Most standard residential buy-to-let mortgages prohibit subletting. You must obtain consent from your mortgage lender before entering into a rent to rent agreement.AMS Housing Group
Who is responsible for repairs?
Generally, the rent to rent operator takes over day-to-day management, but the property owner is still responsible for major repairs (e.g., structure, heating).
What checks should I do?
Verify experience with HMOs and local compliance.
Ensure they have proper insurance that covers subletting.
Confirm the contract explicitly allows subletting.
What is required of a Landlord before we can agree to Rent?
Legal & Safety Compliance
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- EPC: Minimum E rating required for energy efficiency.
- Gas Safety: Annual check by a Gas Safe registered engineer.
- Electrical Safety: EICR check every 5 years.
- Smoke & CO Alarms: Smoke alarms on every floor; CO alarms in rooms with solid fuel appliances.
- Legionella Risk Assessment: Asses water systems.
- Licensing: Check if your council requires a selective licence.
Beyond the ordinary
This is where our journey begins. Get to know our business and what we do, and how we're committed to quality and great service. Join us as we grow and succeed together. We're glad you're here to be a part of our story.